Buying Your Teen Their First Car

IMG_3556

 

I have a 16 year old daughter that is looking for a car right now. It is a very scary and stressful experience, for both of us. She has the joy of being in debt for the first time and I have the joy of worrying about her coming home in one piece. During the experience I have gleaned some useful tips to help with the process and maybe make it less stressful for you. If that is possible.

 

  1. Research- First thing to do is use the trusty internet to research what type of car your teen wants. Please be advised, teens are stupid. When I asked my daughter what was the most important thing to her was, she said a place for her iPhone. No joke. So, you may have to take the reigns on this one to insure they get a car that is going to get them to point a and b safely. Even if it means no iPhone port.
  2. Establish a Budget- First things first, your teen needs a job even if you are buying the car for them. It still needs gas and insurance. They should take on some of the responsibility because not only will it help them grow but help them understand a budget. It is a good lesson that will follow them all their life. Maybe even offer to pay half and they pay the other half. That will also teach them about saving.
  3. Financing- If you are not paying cash that means you will have a loan payment. Make sure your teen is on it and stress to them the responsibility of paying some, if not all of it. Also, don’t coddle them. If they are late, let them be late. It is an important lesson.Buying a car for your teen is a great moment to discuss the important factors that are up for consideration when taking out a loan for a big purchase like a car or house.

Read More Here

Buying Your First Used Car

SplitShire-0228-800x500

Buying your first used car can be a rewarding experience and also a confusing one. If you don’t know what you are doing you could end up buying something you didn’t even want. So what should you look for when buying your first used car? Below is a list of things you may want to check on before making that plunge.

 

Get Pre-Approved For Financing

Before stepping on the lot make sure you can get financed. If this is your first car ever you may not be able to get financing at a good rate. Make sure you know how much you can borrow and what the payments actually will be. Sometimes it may cheaper to pay in cash. Also, if it is possible get a cosigner if you can’t afford cash and have no credit rating.

 

Get Internet Quotes:

Most dealerships have a way for you to get a quote from the comfort of your own home. Don’t be afraid to use this resource. That way you know exactly what you want and how much it is going to cost before you even step on the lot.

 

Take A Friend:

Sometimes it is best to take a friend with you that can keep a level head while you go through the buying process. That way if you don’t understand something they can help explain it or maybe even keep you from doing something that won’t be viable in the long run.

For more tips read the rest of this post HERE.

 

5 Useful Tips For Buying New Car

5-tips-for-buying-a-used-car

 

Buying your first used car can be a rewarding experience that will be a memory for a lifetime. My Dad still talks about buying his first car and my 16 year old is making those memories now. To make sure it is the best experience possible remember these useful tips.

 

Research Your Dream Car:

What do you want in a car? Does it have to have bluetooth technology? A rear-view cam? What are the top features that you just can’t live without? Make a list and then hit the internet to find your dream car.

 

Arrange Financing:

Sometimes, especially if your credit is non-existence or you don’t have any credit history, you may not be eligible for whatever financing promotion the dealer is running. Always pre-arrange your financing so you know what you can afford and what the payments will be.

To see more tips check out this blog post HERE.

 

11 Fun Things To Do In Ocean City, MD

Ocean City, Maryland is a place where something is always going on. Whether is 6AM or 10PM. When you have a whole lot of options it can be daunting to find activities that are right for your family. Do you hit the beach? Parasail? Build a sand castle? What are your option?

Below we have listed      of the best things to do in Ocean City! Advenerous? We have you covered! Laid back? We have you covered! Bar Hopper? Well, we kind of have you covered. No matter what you like to do, Ocean City is sure to have the right activity!

New_psailboat_010

Paradise Watersports

Paradise Watersports is the number one Jet ski rental in Ocean City Maryland. We offer Ocean City’s only brand new 2014 Jet skis! If you’re looking for speed, and that adrenaline rush to top off your vacation then you can’t miss our Jet ski rentals this summer! When it comes to Parasailing Ocean City Maryland offers some breathtaking views of dolphins, sea turtles, wild ponies of Assateague, and a birds eye view of Maryland from Delaware to Virginia while you enjoy the excitement of a mild or wild parasail ride over the ocean!

 

Escape Room Ocean City

Escape Room OC is a real-life escape game. You will need to escape the room by solving a series of mysterious clues, opening locks, and finding your way out.

 

Pirate Adventures of Ocean City

Take your kids on an old fashioned swashbuckling adventure they’ll be spinning yarns about for years to come. With painted faces and sailor sashes, the crew of determined little mates cast off on a childhood fantasy come true! Of course, there’s underwater treasure at stake and a secret map that needs to be carefully followed. Who knows who else is after the same booty? Or when the crew may have to fire the water cannons in order to save the ship! Captain Ray may be on board, along with a deckhand or two for plenty of revelry. Singing sea chanteys, taking the time honored oath of loyal sailors, storytelling, and a gang effort to find the treasure and fend off other ships is all part of the fun. Plus, each mate and matey will bring home their share of the booty!

 

Assateague Island Kayak Tours & Rentals

Assateague Island is a great vacation destination within easy reach for many East Coast residents. Sightseeing cruises, kayak tours, crabbing, bird watching, fishing, hunting, biking and other activities continually make this a paradise for visitors that enjoy outdoor recreation. Assateague Island has over 37 miles of beautiful beach. This is considered one of best beaches on the entire East Coast. Search for seashells as you walk the pristine white sands. You can enjoy swimming in the picturesque waves along the Atlantic coastline here or just relax on Assateague’s vast unspoiled beaches. The Assateague Lighthouse is on the way to the beach and it is one of the most famous in the nation.

 

11 Fun Things To Do In Ocean City, MD

 

Bike World Boardwalk Rentals

Renting only top of the line Aluminum bicycles and Italian surreys, Bike World has become the benchmark of quality equipment and service in Ocean City.

 

Read More HERE

8 Free Things To Do in DC

Washington DC is more than our nation’s capitol. It is an area that is steeped in culture, history, and diversity. Like every tourist destination it can sometimes come with a heavy price tag. By the time you pay for a hotel, travel, food, and transportation your wallet will feel considerable lighter. How can you still enjoy such a gorgeous city on a very limited budget?

For free of course! Washington DC has some great things that you can do for free or almost free.  You can see museums, monuments, and even take a tour of the National Mall. All for very little green. You can’t beat that!

dc

 

8 Free Things To Do In Washington, DC

Lincoln Memorial

A 19 foot statue of Abraham Lincoln sits overlooking the Reflecting Pool and the Washington Monument from his permanent seat on America’s Front Yard. Dedicated in 1922, the Lincoln Memorial has been home to many defining moments in American history. Martin Luther King, Jr. delivered his “I Have a Dream” speech from the steps of the Lincoln Memorial in front of 250,000 attendees.

National Gallery of Art

New technologies play an important role in the National Gallery of Art’s efforts to fulfill its mission to serve the United States of America by preserving, collecting, exhibiting, and fostering the understanding of works of art, at the highest possible professional and scholarly standards.

National Museum of American History

The National Museum of American History collects and preserves more than 3 million artifacts—all true national treasures. We take care of everything from the original Star-Spangled Banner and Abraham Lincoln’s top hat to Dizzy Gillespie’s angled trumpet and Dorothy’s ruby slippers from The Wizard of Oz. Our collections form a fascinating mosaic of American life and comprise the greatest single collection of American history.

Capitol Building

The Capitol Visitor Center’s new exhibit entitled “Congress Investigates,” takes a look at Congress’ investigatory powers and how Congress has used them to gain information, develop public policy, conduct oversight and inform the public. Congress has investigated issues throughout its history via formal investigations and fact-finding inquiries with wide-ranging results, often significantly affecting the history of the United States.

 

Read More HERE